The FTC had to come in and stop a whole lot of these ads a year ago that were feeding off of the popularity of the new President and making it sound as though there were special grant programs and they could help you get free money. These ads were showing a picture of the President and using his name aggressively in their ads. People who didn’t understand that the grant programs are free to apply for were then being taken to websites that would charge monthly fees for their services.

There are many things today’s advertisers are targeting and they include aid packages that people think they can get from President Obama. They include things like:

Obama Pell grants
Obama scholarships
Obama college grants
Obama business grants
Obama education grants
Obama health grants
Obama school grants
Obama small business grants
Obama grants for Moms
Obama scholarships for Moms
Obama college grants for Moms
Obama single Mom grants
Obama school grants for Moms
Obama back to school grants
Obama back to school grants for Moms

While some of these are legitimate grant programs, in reality there is nothing here that wasn’t available from past presidents. These are all standard government grants that have nothing to do specifically with President Obama. Advertising with his name or hinting that he is somehow responsible and they are bigger and more easily available because of him is misleading.

You should also always read the terms and conditions before you sign up for anything and this is especially important if you are giving your credit card number out. The government grant process is confusing to many and there are some legitimate grant companies that will help you with the process. But you should do some research on the company first by doing an online Google search (for instance type in “scam” or “reviews” and then the company name) to see what people are saying about the service before you give your credit card out.

Is it true that you can really get $10,000 from Obama or an Obama school grant? Or are these emails just more of the same over the top advertising to get your attention and mislead you? I clicked a link that said “financial aid packages” on one of the sites and this is what I got:

I don’t know where they are coming up with the 10K number…perhaps it just sounds good. The numbers above ($5,350 and $2500) don’t even add up to $10,000.

Obama school turnaround grants have been in the news lately but those are grants that are going to be given to the schools that are successful in well, turning themselves around. They are not grants for individual people like moms who want to go back to school.

Advertisers continue to feed off of and use the public’s perception that there are real and new Obama debt relief grants, Obama back to school grants, Obama grants for moms, and any other kind of Obama government stimulus grants that they are now entitled to and can get. The truth is that there is very little out there for the average person that wasn’t there before Obama got elected.

There are new amounts available for Pell Grants but it is not that much more than before and it hardly keeps pace with inflation. Certainly the increase doesn’t match how much college tuition is going up across the country. Anyone can apply for these school grants and may even be lucky enough to get one. But is Obama just giving away $10,000 for anyone to go back to school like these ads want you to believe? Nope, not even close.

To my knowledge though, there are no new Obama stimulus grants programs for individuals that kick in during 2010. Nothing has changed since 2009 and it remains very hard for individual people to get any kind of special financial aid from the government. Right now there is a lot of chaos in Washington as so much emphasis was made on health care reform and now it looks like that is on hold. Ever since the election of Scott Brown in Massachusetts, emphasis has shifted away from ObamaCare.

In his State of the Union speech, President Obama said he was going to concentrate on jobs as that is where the most need is. Of course he is right that there is a jobs crisis in this country but what can the government really do? Raising taxes on everyone who earns more than $250,000 means that taxes are being raised on most small businesses. Doesn’t Mr. Obama understand that small businesses is where many of the jobs come from and that raising taxes on those businesses will mean more people have to be laid off?

You still have to be careful in 2010 when you are searching for debt relief grants and any other information relating to back to school grants for moms and other things associated with Obama and the stimulus bill. If you have questions about grants you should go to Grants.gov as that is the official government website. Likewise if you are interested in the stimulus recovery you should go to the official website Recovery.gov. It should be known though, that those two websites might be hard to understand and navigate for the average citizen looking for any stimulus grants help.

2010 looks like it is going to be a rough year financially for many people in the United States just like 2009 was. Whether President Obama’s programs and policies will lead to more jobs and a better America has yet to be determined. Right now though, all you can do is be thrifty with your money and hope for the best.

The usual thing to do is to go to Google and do a search for “Obama financial aid” or “financial aid for college” or whatever you are specifically looking for. You will then get the top ten results listed on the first page. The problem is that many times these results are dubious and confusing and often they are downright useless.

People need money and they need debt help. They voted for a new President in hopes that they could get some financial aid from Obama and the government. They are now turning to the Internet to find out what is available and what they are finding is very little information that they can actually use and understand.

As an example, I looked for Obama financial aid information and found almost nothing of any use. This goes to show why people get confused and don’t know where to turn to get accurate information on stimulus grants, Obama moms back to school grants, and other things that might help them out financially.

Of the first 10 results for Obama financial aid, I found only one site that was really of any use (ED.gov) and the others where all articles or blog posts that didn’t help at all. No wonder people find it hard to get real information and end up so easily scammed when they start looking for new Obama grants and other ways to possibly profit from the new government stimulus bill.

Government programs are difficult to understand for everyone and there is always alot of wording that you have to sift through. While Obama government grants are free, the process of finding them, qualifying for them, and apply for them is a very difficult thing for a regular person to do. This leaves the door open for other companies to come in and try to get your business by offering to help. Unfortunately, sometimes some of these companies are less than honest.

If you are looking for Obama financial aid or grants of any type, it is smart to be careful what you sign up for and who you give your credit card to. Always read the fine print which includes the privacy information as well as the terms & conditions for each and every website. This is where you will find the hidden charges if there are any. If at any time you feel uncomfortable with what you are reading, you should go somewhere else and not use their services.

If you are looking for back to school grants or loans for Moms or anyone else, you might try Scholarships4Moms.net. You can sign up for free and be entered in a drawing for a $10,000 scholarship. The good part is that you don’t have to be a Mom or female as anyone can enter. This is a 100% free signup with no obligation and they have frequent drawings that, if you win, will help you solve your student debt problems. They have drawings every month and they have been around for years – Scholarships4Moms.net.  

President Obama’s Moms Return To School grants may be hard to get if you can find out where to apply. A search of the Internet did not reveal much information about them. One thing to note is that the Obama stimulus grants are all going to big companies, local governments, and state projects so there is little to no extra government money for education grants, school grants, or college grants.

Obama student loans are still up in the air as the legislation he is proposing to make all student loans go through the government is still on hold. This is not one of the bills that is on the front burner so it may be awhile before anything is resolved in that area. A vote on the new Obama money for college proposal will not happen until this fall. Right now Obama health care is front and center as is the economy.

Back to school stimulus grants would be great especially because the cost of school and college is so expensive now. With jobs being lost and people needing to be retrained, they need to learn new skills. Going back to school to learn a new career is great if you can afford to do it but many can’t. Obama government grants are great for the big corporations but unfortunately there is just not enough financial aid to go around for the little guy.

These Obama green grants are all going to big companies that will contribute to the research, development, and production of these green electric cars. They will NOT go to individual people for doing any sort of uprades to their house, property, vehicles or whatever.

If you want to profit from these government green grants, you will have to get one of the tens of thousands of jobs that will be created as a result of the grants. This is the same as with all the stimulus grants that Obama has put forth: if you want to benefit from them you need to apply for and get one of the newly created jobs.

There will undoubtedly be a few stimulus green grants scams aimed at individuals over the next year and people might try to persuade you that you can directly benefit from these green grants by getting money sent directly to you. Again, you cannot get any money for making green upgrades around your house as a result of these grants. Anyone who is looking for an honest job though, might be able to get one that results from the $2.4 billion in taxpayer goverment green grants.

You will see these debt relief grants scams all over the place and they will try to get you to sign up for a free kit or some other information package they will send you for $1.97 shipping or some other small amount. What you won’t see because it is in the “terms and conditions” or just the ‘terms” is that if you don’t call and cancel within 5 or 7 days, you will then be charged anywhere from $49.99 up to $99.99 EVERY MONTH. This is all in the fine print so most people miss it.

Many people have reported that when you do call up to cancel, you are given a hard time or the number phone number doesn’t even work. There might also be additional charges on top of the one I just mentioned. In the end, it becomes a nightmare for many as they scramble to get these charges reversed and stop any future charges from happening.

People are unfamiliar with government grants and so many people erroneously think there are additional Obama government grants just because of the stimulus bill. This has meant the interest in grants have skyrocketed and many people are trying to cash in and profit. Government grant scams have popped up all over and many people are being tricked into signing up and they have no idea they will be charged later until it is too late.

These grant scams all appear to be endorsed by CNN, FOX, MSN and other big news organizations because they include their logo on the ads. However, this is not true and none of these news services have ever, to my knowledge, endorsed any of these scammers.

There is also something just out called Google Money Grants. This is also a scam and this product is not even about grants but they are trying to trick you into thinking the product is endorsed by Google. Google has nothing to do with this Money Grants kit and the kit is just a fake make money online get rich scam anyway.

For the longest time, candidate Obama promised that taxes would NOT be raised on the middle class. There would be NO Obama middle class tax hikes he told us. And the country believed him and voted for him.

Of course, who and what constitutes the middle class was never clearly defined and he and Joe Biden kept saying different things in regards to this. Sometimes it was no taxes for anyone below $250,000 and other time the number would be $220,000. I’m sure it was other numbers too as the campaign wound down and the campaign traveled to different states.

In this day and age, any voter who trusts any politician to keep his or her word is a fool. Period. And boy are there a lot of fools that trusted Obama as he possibly goes back on his word. Now that everybody is trying to figure out how to get free Obama money and take advantage of the Obama grants they erroneously thought were going to be available, comes word of the possibility of new taxes on the middle class. That’s right, Obama higher taxes for the middle class that he said he would NEVER do!

If you don’t believe it read this story on middle class tax increases from MSN. You see, the government has been so free with our tax dollars that they need more. There is no free government money that comes from some secret vault….it all comes from us, the taxpayers. And when Obama and the Democrats run out they are going to come to us to get more of our money so they can keep redistributing it.

This is why so many people distrust the government and politicians. They take our money and give it away to others that haven’t earned it. If you have nothing, then you don’t care and just want to get your hands on some of that Obama free money. But if you are a taxpayer, you should pay attention to what Obama says and when he and his ilk lie, you should get upset. You have gotten upset and voiced your concerns about the Obama health care that he is trying to ramrod down your throats and you should get upset about the higher Obama taxes on the middle class too!

The Obama stimulus bill that was passed earlier in the year had about $5 billion in new funds earmarked for things like Head Start. Additionally it had about $41 billion in grants to local schools. The problem is that these Obama school grants are not things you can just go out and get. They are all divided up between the schools and in order to get them, the schools have to show a certain level of competency and achievement.

This means that someone hoping to go to go back to school or college on a new Obama school grant might not be able to get one like they hoped they would. Just like everything that comes from the government, these school grants are wrapped in layers of regulations and conditions which make them very difficult to understand. When was the last time you understood anything that came from a politician? Just renewing a driver’s license these days can be major pain.

You can enter  a free drawing though at Scholarships4Moms.net. It is free to sign up with no strings attached and you could get lucky and win the $10,000 scholarship. You don’t have to be a Mom or even female to enter as guys can win too. They have frequent drawings and if you should win it would solve most of your student debt problems.

Back to the Obama school grants from the stimulus bill: Some states may not even qualify for this school grant money because of the way they keep data. Being accountable is great but it is very frustrating for the common person who just wants to go to school and can’t because the state they live in does not have schools that keep their data just the way Obama wants.

President Obama also has his “Moms Return To School ” grants program which can give moms tuition money to go back to school. You can apply for that or any other school money that you can find and often you can do it through the Internet. Understanding exactly all the hoops you have to jump through might be difficult though.

Having the schools and states compete for this stimulus school grants money is a good thought but like anything the government does, do we really trust the outcome? For the single mom or dad that just wants some help with some back to school grants, it all doesn’t mean anything. People who want grant assistance for their education should be able to apply for something concrete and understand why they do or do not qualify. It seems whether you qualify for the new Obama school grants or any other kind of financial aid may depend a lot on where you live and how well your state’s schools are doing.

Unfortunately for people looking for work, there are not that many Obama stimulus jobs that are brand new jobs. Most of the money from the stimulus bill is earmarked for existing jobs and saving jobs and payrolls that were in trouble. This is good of course for those people who have jobs because their jobs might be one of the ones saved. But it does little for the man on the street who has already lost his job and is trying to find a new one.  

A lot of lawmakers and politicians are now not so sure the stimulus bill is working. With unemployment still rising, many economists agree that it has not topped out yet. There is more pain ahead and now the stock market is beginning to head back down again after rallying nicely for the last couple of months.

If you are looking for Obama stimulus jobs, your best bet is to look for local and city jobs around your town. While the stimulus bill is working to mainly save jobs at this point, there are some new jobs created but not a lot. If you keep looking and asking questions, you might turn up a lead or two that might help you get your foot in the door.

Likewise, individuals will not be able to get any Obama green grants but they might be able to get jobs that result from them. This grant money is going to increase research and production of electric cars and other things that will save on energy. The money is going to large companies and not individual people who want to make green house upgrades.

Please not though that times are tough right now and competition is high for all jobs whether they are stimulus jobs or not. At this point, depending on where you live, there might not be many jobs at all to choose from.