The unemployment rate just went back up to 9% today and times continue to be tough for everyone economically. As long as the economy is down and people are struggling, they are going to be looking for relief from the government. A lot of people look for debt relief but even more are looking for help to return to college.

The Internet is the first place many go to do their research but that may not be a good thing. There are so many websites and advertisements that are misleading or untruthful and it is difficult to determine what is real. Often times people might be searching for things that they hope are real but really don’t exist. An example of that would be all the searches that are made for grants for moms, back to school grants, and free stimulus grants for school.

If you look for any of those types of grants or programs online, most likely you will be met with a maze of confusing articles, links, and advertisements that are full of double speak that leaves you shaking your head. Where can you go to get real information about school grants and scholarships all in one place?

You can buy The Ultimate Scholarship Book 2011 for just over $16 and this is a good source of information about scholarships, grants, and prizes all in one place. You can read the user reviews and while they are all not totally positive, you can get a good idea of whether this book might be able to help you track down grants and money you would otherwise never know exists.

Also included in this book is information about how to obtain grant and scholarship applications and how to complete them. With this guide you will be able to locate the ones you are eligible for and find out where to go to learn more.

While the things in this book may be available online somewhere for free, it is probably not all in one place. This type of information about the hundreds of education grants and scholarships is extremely time consuming to find and you would have to track down many different websites to find it. If you try to do this yourself, you risk the danger of being mislead and fooled by people that are trying to get your business and will charge you for things.

Remember, you need to be careful when you are looking for debt relief, stimulus grants, or school grants information online because there is a lot of incorrect things floating around that are designed to lead you in the wrong direction and get your money.

WARNING: If you are looking for grants for moms, back to school grants, or loans for Mom or mothers you won’t find them because they don’t exist. President Obama’s Moms Return To School grants may be hard to get because THERE AREN’T ANY! A search of the Internet did not reveal any information about them.

The reality is that grants for moms are not real and they are a product of clever advertising just to get you interested in grants and loans so someone can try to sell you something else. Pell grants are real, but nothing that is specifically targeted toward Moms or going back to school is real. There just is no such thing!

One thing to note is that the Obama stimulus grants have all gone to big companies, local governments, and state projects so there is little to no extra government money for education grants, school grants, or college grants. The November elections in 2010 were won by the Conservatives and so there will be less money doled out from the government in the next two years. Rebublicans will probably try to stop or slow down spending and this means no more stimulus grants or any other kind of stimulus package from here on out no matter how badly it is needed.

Obama money will be tighter now that the Republicans won in November so there will be fewer opportunities to get money from the government. Back to school stimulus grants would be nice, especially because the cost of school and college is so expensive now. With jobs being lost and people needing to be retrained, they need to learn new skills.

Going back to school to learn a new career is great if you can afford to do it but many can’t. Obama government grants are great for the big corporations but unfortunately there is just not enough financial aid to go around for the little guy.

These Obama green grants are all going to big companies that will contribute to the research, development, and production of these green electric cars. They will NOT go to individual people for doing any sort of uprades to their house, property, vehicles or whatever.

If you want to profit from these government green grants, you will have to get one of the tens of thousands of jobs that will be created as a result of the grants. This is the same as with all the stimulus grants that Obama has put forth: if you want to benefit from them you need to apply for and get one of the newly created jobs.

There will undoubtedly be a few stimulus green grants scams aimed at individuals over the next year and people might try to persuade you that you can directly benefit from these green grants by getting money sent directly to you. Again, you cannot get any money for making green upgrades around your house as a result of these grants. Anyone who is looking for an honest job though, might be able to get one that results from the $2.4 billion in taxpayer goverment green grants.

You will see these debt relief grants scams all over the place and they will try to get you to sign up for a free kit or some other information package they will send you for $1.97 shipping or some other small amount. What you won’t see because it is in the “terms and conditions” or just the ‘terms” is that if you don’t call and cancel within 5 or 7 days, you will then be charged anywhere from $49.99 up to $99.99 EVERY MONTH. This is all in the fine print so most people miss it.

Many people have reported that when you do call up to cancel, you are given a hard time or the number phone number doesn’t even work. There might also be additional charges on top of the one I just mentioned. In the end, it becomes a nightmare for many as they scramble to get these charges reversed and stop any future charges from happening.

People are unfamiliar with government grants and so many people erroneously think there are additional Obama government grants just because of the stimulus bill. This has meant the interest in grants have skyrocketed and many people are trying to cash in and profit. Government grant scams have popped up all over and many people are being tricked into signing up and they have no idea they will be charged later until it is too late.

These grant scams all appear to be endorsed by CNN, FOX, MSN and other big news organizations because they include their logo on the ads. However, this is not true and none of these news services have ever, to my knowledge, endorsed any of these scammers.

There is also something just out called Google Money Grants. This is also a scam and this product is not even about grants but they are trying to trick you into thinking the product is endorsed by Google. Google has nothing to do with this Money Grants kit and the kit is just a fake make money online get rich scam anyway.

You see, all the stimulus money is going to big companies that are in trouble, state and local governments, and politician’s favorite pet projects. We can get into a debate all day about who does and does not deserve government money but the bottom line is that it is not going to individual people.

There is no special Obama debt relief, Obama stimulus grants, or Obama free money no matter what anyone has told you. If you voted for President Obama only because you thought you were going to get free grant money then it is unfortunate.

If you want to profit from the stimulus bill your best option is to try to find a job that has come specifically from that bill. There are lots of new jobs fixing highways, bridges, and roads that have been funded by this stimulus package. There are also lots of existing jobs that are continuing because there is new funding. Is free money being given away? No, but you can find a way to work for it perhaps.

One thing that could change in the future (but not yet) is Obama student loans. You see, he wants to take private companies out of the equation and only have student loans be issued by the Federal government. He believes Uncle Sam can offer a lower rate than the private companies and thus save students lots of money. Whether this will ever happen has yet to be determined.

Scammers want you to think that President Obama has initiated a whole bunch of new grants and they want you to sign up for their program that will supposedly help you get it as well as unclaimed grants. But these Obama stimulus grants are not real so it is basically a scam to get you to pay for something that does not exist. The normal everyday grants that have always been there still do exist but there is no special stimulus grants.

I hope this clears things up a little for those hoping to get some Obama free money.

WARNING: Don’t get SCAMMED! So many people are under the impression that they can get some free money directly from Obama grants, stimulus rebates, the stimulus bill, green grants, and the government’s bailout of America. THIS IS NOT THE CASE! The stimulus bill has nothing in it for individual people. Other sites will scam you if they tell you otherwise. There are still government grants available as always but they have NOTHING to do with the stimulus bill or Obama! If you are going to profit from the stimulus bill it will probably have to be in the form of a job that wouldn’t have been there otherwise.

Many so called grant companies will ship you a cheap CD (maybe for $1.95) and say it is a free trial period and they will help you get your grant. Then when you forget to cancel you will be charged a monthly fee of $49.95 or $79.95 or some other large amount. This is all in the fine print. GOVERNMENT GRANTS ARE FREE AND YOU SHOULDN’T HAVE TO PAY ANYTHING FOR THEM! Don’t fall for this scam!

The Obama stimulus bill has been passed and now the hard work begins. Every state and every city in America wants to get as much of the 787 billion in federal money that will be flooded into the system. More money than ever before is going up for grabs and the scramble for stimulus cash, stimulus rebates, and Obama free grants is officially on. Everyone including government officials, companies, charities, local governments, and individuals are going to be trying to get their share of the Obama stimulus grants.

If you want to get your share of the free government grants, you are going to have to learn how to apply for them and do it while funds are still available. Obama is giving away free money but you have to know how to get it. He is even trying to change the face of student loans in this country. With Obama student loans, there would be no more privatization and all loans to students would go through the government. He says that this is a way to loan the money at lower interest rates than private companies are willing to give.

This rush for free Obama dollars is just starting so now is the time to act. The goverment is giving hundreds of millions in bail out moeny to all the banks and car makers and it is all coming out of our tax dollars. If they are getting bailed out isn’t it time to get our share too?  From education grants, business grants, housing grants, student grants, grants for minorities, grants for women…they are all here.

Even though you may not be able to directly benefit by getting free Obama grant money, you might be able to get a job that comes as a direct result of a grant. When the Obama grants are handed out to these institutions, it should create more jobs that you can get. In addition, the stimulus bill that was just passed is supposed to produce more than 3 million new jobs to get America back working. The US government grants is going to be giving out more money than ever before and you can benefit one way or another. After all, that is the whole purpose of the Obama stimulus plan and grants: to create more jobs.

If you are in foreclosure, lost your job, or have other moeny problems, you need to keep your head up and keep looking for that job. You might look into the Obama grant process to see if you qualify for any of his grants and it is free to apply. Applying for government grants is always free so you can apply to as many as you like. There is going to be a lot of free Obama money out there soon and you have to know how to get it.

If you do qualify for an Obama grant, will it be free? Free is perhaps not the right word because you will have to do lots of work to get it and you will have to use it in a specific way. Educational institutions, charities, and other organizations are usually the ones to get most of the grant money. Although they don’t have to pay it back, they do have to show they are using it in the fashion they said they would. But because they don’t have to pay it back in the end, one might say it is free. Grants are different than Obama student loans that do have to be repaid.

Obama’s grants will probably be no different. You might think that just because he was elected you will be getting free money. I don’t see how that can happen because the government doesn’t have any money to give.